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Talking Points

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21 August
Building Cityscape
BankingFinance

How would a downgrade impact the South African bond market?

The short answer to the question above is that a downgrade would lead to it being more expensive for the South African government to borrow money. Let’s first look at what it means to be downgraded. Think of it as a credit score from your bank manager...

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16 August
Finance

The Value of Advice

What Investors Think, What Advisors Think, and How Everyone Can Get on the Same Page Disconnected Expectations Advisors can provide value to clients in many ways, from goal setting to tax planning to behavioral coaching. But how do clients perceive the value...

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06 August
Finance

Are you investing enough for your future?

Are you investing enough for your future? A key question that needs to be answered in any financial planning exercise is “How much do I need to save so that I can comfortably maintain my standard of living in retirement?” Addressing this correctly and...

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