If this year has taught us anything, it is that we need to hope for the best, but plan for the worst. In financial planning, clients are advised to reassess their financial goals when faced with important life events and/or changes, such as getting married, having a child or...
The expected returns from cash, near cash and income funds will be significantly lower for the foreseeable future. Retired investors who rely on drawing an income from their investment portfolio, but also need protection against inflation, could be setting themselves up...
Income is a dominant driver of most asset class returns over the long run. John Stopford and Jason Borbora, co-portfolio managers of the Ninety One Global Multi-Asset Income Fund, recently wrote a thought piece1 in which they said; “given the importance of income, the decline...
How Big Tech Makes Their Billions The world’s largest companies are all in technology, and four out of five of those “Big Tech” companies have grown to trillion-dollar market capitalizations. Despite their similarities, each of the five technology companies...
The importance of good saving habits As we emerge from the stringent lockdown restrictions of the past 100 plus days, many of us are now facing a world that looks quite different from what we were used to merely months ago. For many of us, things have...
We live in eventful times. During these tough economic times, it can certainly feel like the glass is half empty. The disconnect between the current economic environment and the recent rally in equity markets has left many people scratching their heads. Is this the start of a...
What to understand about downmarket jargon. Market downturns leave many investors hopeless for various reasons. Portfolio values and income levels that have declined, the confusion as to what to do about it, a bombardment of information from various sources,...